Veteran Resources
Financial Planning for Veterans
Build a secure financial future for you and your family with strategies designed specifically for military veterans.
Key Planning Areas
A comprehensive approach to financial wellness covers all aspects of your financial life.
Insurance Planning
Ensure adequate life, health, and disability coverage to protect your family from unexpected events.
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Review coverage annually
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Compare term vs. whole life
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Consider disability insurance
Career Transition
Financial strategies for transitioning from military to civilian employment.
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Budget for job search
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Negotiate civilian salary
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Understand benefits differences
Emergency Fund
Build a financial safety net to cover 3-6 months of essential expenses.
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Start with $1,000 goal
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Automate savings
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Keep in high-yield savings
Home Ownership
Leverage VA home loan benefits to build wealth through real estate.
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$0 down payment option
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No PMI required
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Compare VA lenders
Retirement Planning
Maximize your TSP benefits and plan for a comfortable retirement after service.
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Contribute to match
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Consider Roth TSP
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Review allocation annually
Education Funding
Plan for your children's education using 529 plans and GI Bill transfer options.
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Transfer GI Bill benefits
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Open 529 accounts early
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Research state tax benefits
Military Transition Timeline
A financial checklist for your transition from military to civilian life.
1
6 Months Before Separation
Attend TAP (Transition Assistance Program)
Research civilian salary expectations
Review life insurance needs
Review and update your budget
Begin building emergency fund
2
3 Months Before Separation
File VA disability claim if applicable
Update or create estate documents
Compare SGLI to VGLI conversion
Research health insurance options
Review TSP and retirement options
3
At Separation
Collect all military records (DD-214)
Enroll in VA healthcare
Update all beneficiary designations
Convert SGLI to VGLI or private policy
Roll over TSP if desired
Life Insurance: Your Family's Safety Net
Life insurance is the foundation of any solid financial plan. It ensures your family can maintain their lifestyle, pay off debts, and achieve their goals even if you're not there.
Replace lost income for 10-20 years
Pay off mortgage and debts
Fund children's education
Cover final expenses
Leave a legacy for loved ones